Discover the AVMA Trust Association Health Plan
Your employees care about their healthcare coverage. You care about your employees. Now, you can provide them with an affordable group healthcare plan through the AVMA Trust Association Health Plan.
Eligibility & Enrollment
To enroll in the Association Health Plan (AHP), you must meet all of the following criteria:
- All licensed veterinarians at the practice must be active AVMA members.
- You must have between 2 and 50 employees (including yourself) who work 30 hours or more per week.
- You conduct business in one of the following states:
Arizona
Arkansas
Florida
Georgia
Illinois
Michigan
Montana
Nebraska
North Dakota
Oklahoma
West Virginia
Wisconsin
The AVMA LIFE program may be able to offer alternative solutions if your practice does not meet all eligibility requirements. Contact us to learn more, register for email alerts and visit this site regularly for updates as they become available.
Note: If you terminate with the AHP, you must wait three years before re-enrolling.
Highlights
Why AVMA Trust AHP?
Coverage for Rabies Prophylaxis
All plans offered through the AHP include rabies vaccine and titer testing.
No Health Questions
Health information is not required to enroll your practice, and the plans have no restrictions on pre-existing conditions.
Beyond Medical Coverage
The AHP includes a host of advantages typically excluded from medical plans for small employers.
Advantages
The AVMA Trust AHP allows small businesses to band together based on common geography and industry, thus strengthening their negotiating power with insurance carriers, reducing administrative costs through economies of scale and allowing them to purchase the types of coverage typically only available to large employers.
What This Means for You & Your Employees
We believe that providing affordable health insurance to AVMA members will allow you to better attract and retain top talent.
The AHP will also ease the administrative burden on your staff. With the day-to-day management of the plan off your shoulders, you will be able to focus on the core aspects of your organization, including growing your business and serving your customers’ needs.
Most importantly, the AHP provides AVMA members and their families with more health care options—not to mention access to affordable health care.
Advantages and Resources
Payroll and HR System Discounts with Paylocity
Running a successful veterinary business is challenging enough — payroll and people management shouldn’t be an obstacle. That’s why AVMA Trust has partnered with Paylocity, a premier provider of Human Capital Management (HCM) and payroll solutions. As an AVMA member, you have access to AVMA-exclusive pricing and with savings up to 50% on the Paylocity online HCM platform. Get started!
Training
To help you understand the AVMA Trust AHP, we provide webinars at no cost upon request.
BCBSIL Mobile App
Members can find an in-network doctor, hospital or urgent care facility; access their claims, coverage and deductible information; view their member ID card; download their Explanation of Benefits and more, anytime, anywhere.
Benefits Value Advisor (BVA)
A BVA act as your own personal concierge, helping you understand your coverage, get cost estimates for various providers and procedures, schedule appointments and more.
Navigate Well-Being Program
This free and confidential program can help you achieve your wellness goals through challenges, online tracking tools, a database of recipes and workout videos, and more.
Important News
COVID-19 | What veterinarians need to know: Review the AVMA PLIT’s resource page and visit AVMA’s resource center.
HCSC is closely monitoring activity around the 2019 Novel Coronavirus (COVID-19). For more information, read this guide from BlueCross BlueShield and consult its COVID-19 Education Center.
Member Testimonials
Health insurance is a difficult industry for the consumer. Not only has it become cost prohibitive for many, but often many programs are not even made available to small business owners. In addition, finding representatives willing to discuss the limed options offered to smaller companies is challenging.
The programs offered to veterinarians through the AVMA AHP have addressed these challenges and offered viable solutions. As the owner of a small veterinary hospital, I am now able to offer several different health insurance options through the AVMA AHP to my staff. In addition, comparatively speaking, many of these options are affordable as well. The quality of coverage is excellent.
My insurance representative, Liz M., is amazing and deserves to be mentioned. I’ve had the pleasure of working with Liz for well over 1 year. She consistently responds to inquires promptly. She reaches out to me well in advance of any upcoming deadlines so that I am prepared to make decisions prior to the deadline. I find Liz to be very well organized. Her communication skills are stellar. She explains the available options/plans to me with patience. She demonstrates a genuine desire that I choose the plan(s) that best suit my practice’s needs.
I can honestly say that Liz M. is one of the main reasons I choose to select my health insurance through the AVMA AHP.
Thank you AVMA!
Josepha V. Supow, VMD, Heaven Sent Veterinary Service
November 2021
“We found out about the AVMA Trust AHP plan just days prior to re-enrolling in our existing plan. The AVMA Trust professionals jumped through many hoops to shepherd us through the enrollment process to meet the deadline. There were many evening calls and emails that were answered promptly by the AVMA Trust.
After enrollment, we had an employee waiting in line for COVID-19 testing, only to realize he did not have his health insurance ID. The AVMA Trust came through quickly to send a copy to his phone just in time. They are always there to provide support whenever we need them!”
Cindy Porter, Conway Veterinary Hospital
July 2020
“We received emails from the AVMA Trust to set up a Benefits Portal so we could access our medical insurance online. It was very easy to get started — the website was great. Thank you so much for all your support in getting Premier Pet set up with insurance.
You saved us hours of trying to do it alone. Thanks again for all your help!”
Lisa Vergason, Premier Pet Hospital
September 2020
“Nathalie has gone above and beyond to work diligently with us to put together the best health coverage for my team. she has welcomed my many questions along the way, while always responding promptly and thoroughly. I look forward to partnering with the AVMA Trust as her customer service was superb! Thank you, Nathalie!”
Jessica Slade, DVM
January 2021
“We would like to recognize the AVMA Trust as a great organization to have medical insurance benefits through. We have been with them for two years and have had a great experience with customer service especially with our rep, Nathalie. Anytime I email her with a question she is very responsive in getting us an answer quickly to questions and requests. The enrollment process is quick and easy to understand each year and we enjoy benefits plans that have things like the rabies vaccine that our industry members need and are usually very expensive to get individually.
We appreciate being with a benefits company that understands the needs of the veterinary industry and one who provides incentives that keep our employees mindful of their health. We plan to enjoy a long relationship with the AVMA Trust.”
Heidi Rogge, Tiger Tails Animal Hospital
February 2021
“I just wanted to send a quick note in to comment on the recent experience I had with HUB Customer Service on the AVMA AHP — I called in with a client who is in the AHP to make sure she was able to add an employee. I figured I’d have to do a lot of translating and assisting to get everything straight. In reality I didn’t need to be on the call at all. We spoke with Nathalie and she was VERY helpful, very knowledgeable, and just very friendly. It was a nice experience and the client was very appreciative of it as well. It gave me a better measure of trust in the service on the AHP.”
Landon Evans, Evans Financial Group
April 2021
“As a new business looking to expand benefits for our employees, we had lots of questions. The AHP Team not only helped us find answers to all of these questions, but you did so in a personable and professional way.
Our employees also appreciated your guidance throughout the process. Thank you!”
Hannah Anderson, Sentinel Veterinary Medical Center, MT
May 2021
“I am the practice manager for a rural mixed animal practice in Northeastern Montana. Our practice found itself in the position where our current group health insurance would no longer meet our growing needs. After exhausting efforts with our carrier with disappointing results I reached out to the AVMA AHP. Our veterinarian, Dr. Richard Levesque was covered by the AVMA GHLIT from 1989 until their health insurance was no longer available; it is great that the AVMA is able to offer health insurance and we have this option again.
I shared with Nathalie that for me navigating group health insurance needs was intimidating, confusing and might as well be in a different language. From the very beginning Nathalie has been outstanding. She has gone above and beyond in assisting me in figuring out how group health insurance would work for us. She is professional, knowledgeable, friendly and always willing to answer my many questions and concerns. Very importantly, she was always available, easy to contact and eager to help.
I compared group health coverage and rates between the AVMA AHA and BCBSMT and found their coverage comparable and their rates cheaper. It is rare for a business to select the more expensive option; it is because of Nathalie and her outstanding customer service that our practice chose to switch to the AVMA AHP. We look forward to continuing to work with Nathalie and the AVMA Trust Association Health Plan.”
Rebel Levesque, Milk River Veterinary Service, PC Malta, MT
May 2021
“When we decided to offer a group health insurance plan to our staff, we knew we needed to choose a company that would take the time to walk us through all the steps necessary to implement the plan. Nathalie and Liz did a fantastic job from start to finish and made the whole process very simple for both of our hospitals.”
Michelle Beck, RVT, Practice Manager, Laveen Veterinary Center and Phoenix Veterinary Center
May 2021
Contact Us
833-454-LIFE (5433)